AI-Powered Credit Repair

Bad credit is costing you money every single day.

I built my own AI system that catches errors the credit bureaus don't want you to find. Collections, late payments, inaccuracies. If it's wrong, I fight to get it removed. Period.

Book Your Free Call See How It Works

+144

Points Gained

740

Avg Score After

93%

Client Satisfaction

The Process

Here's exactly what happens when you book a call.

No runaround, no confusion. Three steps and you're on your way to better credit.

Let's Get Started

We hop on a call

You tell me what's going on with your credit. I'll be straight with you about what I can do and how fast we can move. No sales pitch, just a real conversation.

My AI goes to work on your report

I built a system that scans every line of your credit report across all three bureaus. It finds errors, outdated info, and items that shouldn't be there. These are things human reviewers miss every day.

I dispute it and your score climbs

I file strategic disputes on your behalf and stay on it until those negative items come off. You watch your score go up month after month.

Why Me

I'm not another credit repair company. I built something different.

I built my own AI from scratch

I got tired of the garbage tools everyone else uses. So I built DisputeEngine AI myself. It analyzes your credit reports with surgical precision and catches errors that other companies don't even look for. This isn't some off-the-shelf software. I engineered it specifically for credit repair.

Every dispute is custom

I don't use generic templates. Every dispute letter is built around your specific situation. Cookie-cutter doesn't work. I've seen it fail too many times.

I personally review every file

You're not getting passed off to some random employee. I look at every client's credit report myself and build the strategy personally.

The results speak for themselves

+60 to +144 point increases. Clients getting approved for cars and homes. Scroll down and see the actual screenshots. Not stock photos, real client results.

Proof

These are real clients. Real numbers.

No stock photos. No fake screenshots. Every single one of these is from an actual KenazCapital client.

+126 pts

581 → 707 Score

+192 pts

552 → 744 Score

+74 pts

FICO 740 • Very Good

+110 pts

552 → 662 Score

+68 pts

TransUnion 707 • Equifax 732

+144 pts

582 → 726 Score

+63 pts

Collection Removed

+142 pts

Consistent Score Gains

Clients Talking

Don't listen to me. Listen to them.

Client approved for a Mercedes-Benz after credit repair

★★★★★

"Thank you for everything."

Verified Client | Approved for a Mercedes-Benz after credit repair

Client testimonial - results before 30 days, referring others

★★★★★

"Ayeee, you COLD af with this!! I seen results before 30 days!!!"

Verified Client | Results in Under 30 Days, Referring Others

Client testimonial - approved for car and home

★★★★★

"Credit BUSSINNNN! I've gotten approved for a car and a crib!!! I really appreciate you, you're the goat fr!"

Verified Client | Approved for Auto + Home

★★★★★

"Equifax jumped +79 points! You the goat! This is what I do bro!"

Verified Client | Equifax 723 (+79 pts)

Client testimonial - score up +21 points

★★★★★

"My credit score went up +21 because I limited my credit usage until I got my account statement. That method you helped me with definitely worked!"

Verified Client | Score Increased +21 pts

★★★★★

"TransUnion up +13 and Equifax jumped +65 points! KenazCapital is making moves for real."

Verified Client | Equifax 670 (+65 pts)

Who I Am

I'm Kenaz Cooper.

I started in accounting and finance, but I kept seeing the same thing. People getting screwed by errors on their credit reports that nobody was catching. Friends, family, people who deserved better.

So I built my own AI system to fix it. What started as helping people I knew has turned into a full credit repair operation powered by technology I engineered from the ground up. I personally review every client's file because that's the only way I know it's done right.

100+

Clients Helped

+74

Avg Point Increase

93%

Satisfaction Rate

Read My Full Story

Built from scratch to find errors others miss.

FAQ

Got questions? Good.

Here are the ones I get asked the most. If yours isn't here, bring it to your consultation call.

I pull your credit reports from all three bureaus and run them through my AI system. It finds errors, inaccuracies, and outdated items that shouldn't be there. Then I file strategic disputes to get those items corrected or removed. As the negative stuff comes off, your score goes up. Simple as that.

Most clients see improvements within 30-45 days after the first round of disputes. The full process usually takes 3-6 months depending on how much is on your report, but some people see big jumps much sooner than that.

100%. The Fair Credit Reporting Act gives you the right to dispute any inaccurate, incomplete, or unverifiable information on your credit reports. That's federal law. I'm just exercising that right on your behalf, and doing it more effectively than you could on your own.

Most companies use the same recycled template letters for every client. I built my own AI system from scratch that generates personalized dispute strategies. I also personally review every file, so you're not getting handed off to some random employee who doesn't care about your outcome.

Collections, charge-offs, late payments, bankruptcies, repossessions, foreclosures, tax liens, judgments. If it's inaccurate or unverifiable, I go after it. If it's wrong on your report, I fight to get it removed.

Book a free call using the button on this page. We'll talk through your situation, I'll tell you exactly what I can do, and we go from there. No pressure, no obligation.

Bad credit is costing you money every single day.

Don't take my word for it. Watch me say it.

Here's exactly what happens when you book a call.

We hop on a call

My AI goes to work on your report

I dispute it and your score climbs

I'm not another credit repair company. I built something different.

I built my own AI from scratch

Every dispute is custom

I personally review every file

The results speak for themselves

These are real clients. Real numbers.

Don't listen to me. Listen to them.

I'm Kenaz Cooper.

Got questions? Good.

Stop letting bad credit hold you back.